Articles

This section is designed for visitors to explore valuable, thoughtful articles created by the Connecting Dots team. Here, you’ll find practical guidance, expert knowledge, and meaningful reflections across multiple fields, all intended to help individuals and businesses grow with clarity, confidence, and actionable insight.

Banking
admin

DSCR Calculator

Why owning a commercial property can be better than renting Owning a commercial real estate (CRE) property can be a smarter long-term move than renting because it turns your monthly payment into an asset instead of an expense. When you rent, you’re building your landlord’s equity and often facing rent

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Banking
admin

Loan calculator

A smarter way to understand your business loan: Inside the Loan Calculator Understanding the true cost of a business loan goes far beyond knowing the interest rate. Business owners need clarity on monthly payments, total interest paid, and how each payment reduces the balance over time. That’s exactly why the

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Banking
Rod Duarte

How a CRE loan allows businesses to leverage equity and increase access to capital

For many business owners, the biggest challenge isn’t managing their day-to-day operations—it’s accessing capital when it matters most. Whether you’re expanding your footprint, upgrading equipment, hiring staff, or simply stabilizing cash flow, having flexible financing options can be the difference between seizing an opportunity and watching it pass by. One

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Banking
Rod Duarte

Access to capital: A key ingredient for business success

Capital allows a business to expand, invest in new equipment, improve cash flow, manage seasonal fluctuations, and strengthen its overall financial position. Even well-established companies that have been operating for years rely on outside financing to modernize, remain competitive, and support their strategic goals. In many industries, the businesses that

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At Connecting Dots, our collaborators share diverse insights, experiences, and professional perspectives. Each article reflects the individual author’s own views and expertise, and does not represent or validate the opinions of other contributors or the Connecting Dots collective as a whole. This independence allows our collaborators to provide authentic, unfiltered value while maintaining respect for the variety of disciplines and voices within our network.